Finding a reliable credit card processor for online digital downloads can be difficult, but Avid offers the necessary tools and security for your success.
Selling digital downloads is a great way for independent artists and entrepreneurs to earn money in today’s world.
By having a merchant account and the ability to sell digital downloads, you can reach millions of people around the world with minimal restrictions.
Obtaining a merchant account for content downloads is one of the fastest ways to start offering paid downloadable content to your online audience.
Selling digital downloads is a risky business for traditional payment processors like Paypal, Stripe, and Square.
They find it difficult to provide merchant accounts to those who want to sell digital products because their systems and infrastructure are not equipped to handle the increased risks associated with nonphysical items.
However, new businesses can still find a payment gateway for online downloads, although it may not be a simple process.
High-risk merchant account providers offer an alternative and can support online businesses that sell digital downloads. If you are serious about generating consistent income with digital download files, a high-risk payment gateway is the only way to go.
When searching for online download merchant services, you may not always get the best results for your business.
This is because finding a reputable credit card processor that specializes in digital downloads can be difficult.
However, it is necessary for anyone entering this industry. Working with a high-risk credit card processor that accepts digital content sales is the only way to quickly launch your eCommerce storefront.
To find the best high-risk digital downloads credit card processor, take the following steps:
1. Consider your needs: Do you need to process payments through an online payment gateway? Are you a subscription service selling digital downloads? Is your industry considered high-risk? What are the demographics of the users you want to reach?
2. Platforms: Which platforms do you intend to use to reach your prospective customers? What are your competitors using for their content download businesses? Do your specific products require specific platforms?
3. Customer relationships: How do you intend to establish a professional relationship with new or prospective customers? Do you intend to provide follow-up contact with new customers after they purchase your products? Will your customers expect an integrated payment gateway?
If you’re planning to apply for a merchant account for your content download business, there are several important pieces of information you should have ready. These include:
1. Personal Information: You’ll be asked to provide either your Social Security Number (SSN) or Employer Identification Number (EIN).
2. Bank Information: You may need to provide banking information for both your personal and business accounts. This could include your account and routing numbers, as well as up to three months of banking statements. Having more financial information available can make it easier to obtain a merchant account for your digital download business. You may also be asked to provide a bank letter on official letterhead.
3. Credit Score: Your credit score may be checked to determine whether you qualify for a high-risk merchant account in the digital download industry.
4. Credit History: Your credit history is just as important as your current credit score for many payment processors. Make sure your credit history is in good standing and that you don’t have any hard hits or negative remarks that could damage your financial reputation.
5. Proof of Experience: If you have previous experience in the digital downloads industry, consider offering proof of your experience. This could include sales records, chargeback history, and previous bank information.
6. Website and Online Presence: Having a professional and well-designed website is crucial for getting your merchant account approved. While having a website and online presence isn’t required, it can greatly improve your chances of getting approved for a high-risk merchant account.
High-risk merchant accounts are designed for modern, attractive, useful, and profitable businesses.
Proving that your online presence is readily available, easily accessible, and extremely attractive is one of the best ways to improve your chances of having your digital download high-risk merchant account approved.
Finding the right payment processing service for your digital download business can be challenging, especially if you’re new to the industry.
But with the right payment gateway, you can start promoting and selling your digital content, software, and materials without the fear of missing out on sales or losing potential customers.
Merchants operating in high-risk industries, who are facing rejection of their credit card processing applications or have been shut down by a tier-one processor, can turn to Avid Merchant Service for assistance.
We understand the frustration that comes with such situations. Even for a simple business, like digital download, processing payments can be challenging.
However, with Avid, merchants can get access to banks that are willing to support their businesses. We provide the necessary manpower, expertise, and a merchant account specifically tailored for content downloads, which enables businesses to process payments and expand at their own pace.
Avid Merchant Service is specialized in digital download payment processing. We help you connect with the software, solutions, and CRMs that you already use.
Whether you need a merchant account integrated with your online shopping cart or want an integration with your accounting software, we can make it happen with just a click of a button.
Avid payment gateway for online downloads can seamlessly integrate with all of your existing software. You can check our full list of integrations online and learn more about our services.
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